Our law firm has been a trusted legal resource for Southern California mortgage lenders for more than three decades. In this era of unprecedented government regulation and oversight, our clients turn to us for knowledgeable guidance and skilled representation.

Experience-Driven Advice for Mortgage Finance Lenders

Today’s mortgage finance lenders must remain creative and resourceful while navigating the waters of an increasingly complex regulatory environment. Prompt access to reliable advice concerning current federal and state statutes and regulations has become indispensable. Led by founding attorney Joel L. Incorvaia, an active member of the Legal Services Committee of the California Mortgage Bankers Association, we offer:

  • Counsel on all aspects of the loan origination process informed by in-depth understanding of lenders’ rights and obligations under the Real Estate Settlement Procedures Act (RESPA), the Truth In Lending Act (TILA), the Dodd-Frank Act, Bureau of Real Estate regulations and other statutes
  • Guidance and services associated with secondary marketing of loans to Fannie Mae, Freddie Mac, private investors and other entities
  • Experienced, results-focused representation of lenders in foreclosure disputes, loan servicing disputes, lender liability cases and various types of real estate litigation


Real Estate Broker Liability Attorneys Serving San Diego County

As real estate brokers re-emerge in a persistently tough market, our lawyers offer a range of invaluable services to help thrive. We can assist you with business formation, provide licensing guidance, and offer proven professional license defense representation before the California Bureau of Real Estate, Department of Corporations or other regulatory agencies.

If you are seeking immediate guidance or ongoing legal services for your  residential mortgage lending business, we encourage you to contact us at Incorvaia & Associates. We offer responsive, clear counsel and legal services tailored to your needs and budget.