Managing Partnerjoel-incorvaia

Location: Del Mar, California
Phone: 858-259-2220
Fax: 858-259-3131
Email: Email Me

Joel L. Incorvaia is a magna cum laude graduate of the University of San Diego School of Law and has over 33 years experience representing small to medium sized companies and individuals in a variety of real estate and business matters. He is dedicated to providing high quality legal services at an affordable price. Mr. Incorvaia offers practical and creative solutions to his clients’ legal needs with the same level of sophistication and skill expected from much larger law firms. Mr. Incorvaia’s practice includes real estate litigation, boundary and easement disputes, quiet title actions, landlord-tenant matters, construction defect litigation, insurance coverage and bad faith litigation, eminent domain matters, federal and state regulatory issues affecting lenders, lender liability actions, unfair competition actions, loan fraud cases, employment discrimination and wrongful termination lawsuits, Truth-in-Lending and RESPA issues, corporate, limited liability company and partnership formations, real estate finance, development of low income housing projects, general business matters and other matters affecting the real estate and mortgage lending industries. Mr. Incorvaia has obtained the AV Preeminent-rating from Martindale-Hubbell, a facilitator of the peer review rating process and is also listed in the 2012-2014 editions of Who’s Who in America and in San Diego Magazine’s 2014 list of Top San Diego Lawyers.

Areas of Practice

  • Real Estate Transactions and Litigation
  • Corporate, Limited Liability Company and Partnership Formation
  • Residential Mortgage Lending
  • Commercial Real Estate Finance
  • Development of Affordable Housing Projects


Litigation Percentage

  • 60% of Practice Devoted to Litigation


Bar Admissions

  • California, 1979
  • U.S. District Court Eastern District of California, 1979
  • U.S. District Court Northern District of California, 1979
  • U.S. District Court Southern District of California, 1979
  • U.S. District Court Central District of California, Western Division 1979



University of San Diego School of Law, San Diego, California

  • J.D. magna cum laude
  • Law Review: San Diego Law Review, Member, 1978 – 1979

University of California at Santa Barbara, Santa Barbara, California

  • B.A. – 1976
  • Honors: With Honors
  • Major: Political Science


Published Works

  • Teaching Transcendental Meditation in Public Schools: Defining Religion for Establishment Purposes, University of San Diego Law Review, Volume 16, 1979


Representative Cases


Representative Clients

  • Affirmed Housing Group
  • Guild Mortgage Company
  • First Nations Home Finance Corp.
  • American Internet Mortgage



  • Affirmed Housing Group
  • City National Bank



  • RESPA for Real Estate Brokers, San Diego Board of Realtors, 2006 – 2008
  • Loan Modification Issues, CA Mortgage Bankers Association, 2013
  • CMBA Conference Panelist, Enforcement Actions and Legal Trends, Aug. 2015

Honors and Awards

  • San Diego Magazine Top Lawyers, 2014
  • Who’s Who in America, 2012 – 2014


Professional Associations and Memberships

  • San Diego County Bar Association, Member, 1979 – 2014
  • California Mortgage Bankers Association, Member, Legal Services Committee, 2000 – 2015
  • San Diego Association of Realtors – Present
  • NAMB-The Association of Mortgage Professionals – Present
  • CAMP-California Association of Mortgage Professionals – Present


Past Employment Positions

  • Barnhorst Bonar Incorvaia and Glancy, Partner, 1979 – 1993


Pro Bono Activities

  • Habitat for Humanity, 2007 – 2014
  • Rainbow Prison Ministries, 1999 – 2014



  • English